How to Escape the System and Build Real Wealth

How to Escape the System and Build Real Wealth

Have you ever felt like no matter how hard you work, you’re still stuck in the same financial situation? That’s because the system is designed to keep most people broke. Think about it:
About Me
I’m Aju John, a financial strategist and retirement planning specialist with over a decade of experience. I help families plan for retirement, minimize taxes, and grow their wealth using smart financial strategies. My mission is to educate and empower people to take control of their financial future.

Banks make money when you’re in debt.
Corporations make money when you keep spending.
The government makes money when you work as an employee and pay high taxes.

If you don’t want to keep making everyone else rich while struggling yourself, you need to stop doing the things that are keeping you trapped. Over the next few weeks, I’ll share 10 things you should stop doing to escape this system and build real wealth.

Let’s start with #1: Stop Spending Money You Don’t Have.
Watch Out for the “Three C’s”
Many people go broke because of these three things:
1. Cars
2. Credit Cards
3. Lines of Credit

Let’s Talk About Cars
When most people decide to buy a car, they ask:
"Can I afford the monthly payment?"
That’s the wrong way to think about it! Instead, you should ask:
"Can I afford to buy this car outright?"

Here’s why:
A car loses value over time. Five years from now, it’ll be worth way less than today.
A car wears out—eventually, it will stop running.
If you finance a car, you’re paying interest on something that’s constantly losing value. That’s a terrible deal!

It’s like paying extra money for something that’s guaranteed to be worth less in the future.
The Smarter Way to Buy a Car
If you really want to be financially free, buy a car with cash.

I know, I know—buying a car with cash might mean choosing a smaller or older car. But here’s what happens when you do:
✔ No monthly payments
✔ No interest charges
✔ More money in your pocket to invest or save
Instead of spending $600+ a month on a car payment, imagine putting that money into investments that grow in value instead of a car that loses value.
A car is a liability (something that takes money from you). The more you spend on it, the less you have to build real wealth. So before buying a car, ask yourself:
"Do I really need this, or am I just trying to impress other people?"
Next week, I’ll share the second thing you need to stop doing to break free from the system. Stay tuned!

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